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Wondering if you can buy XRP on Coinbase after the SEC lawsuit? Here’s what you need to know about XRP availability and how to purchase it safely.
Yes, you can buy XRP on Coinbase. Following a favorable court ruling in July 2023, Coinbase relisted XRP for trading in most regions, including the United States. However, availability varies by location due to regulatory requirements.
XRP powers Ripple’s payment network for fast cross-border transfers. Unlike Bitcoin’s energy-heavy mining, all 100 billion XRP tokens were created upfront, making transactions lightning-fast (3-5 seconds) and extremely cheap (fractions of a penny).
Ripple focuses on partnering with banks and financial institutions rather than replacing them—a strategy that’s both promising and controversial.
In December 2020, the SEC sued Ripple, claiming XRP was an unregistered security (more like stock than currency). This sent shockwaves through the crypto world.
Coinbase suspended XRP trading for US customers in January 2021. For over two years, Americans couldn’t buy, sell, or trade XRP on the platform.
On July 13, 2023, Judge Analisa Torres ruled that XRP isn’t a security when sold on public exchanges. Within hours, Coinbase relisted XRP, and trading volumes exploded as US customers regained access.
Choose your funding method:
Your XRP is stored in your Coinbase account by default. For better security, consider:
Available in:
Note: Some regions may have restrictions. Check Coinbase’s current listings for your area.
Note: You cannot stake XRP for rewards since it doesn’t use proof-of-stake.
If Coinbase isn’t available in your region:
Yes. The July 2023 court ruling resolved the main legal issue for retail investors. Coinbase is a regulated, insured exchange with strong security measures. XRP sales on public exchanges are no longer considered securities offerings.
XRP was suspended in January 2021 due to an SEC lawsuit claiming it was an unregistered security. Coinbase removed it to avoid regulatory issues while the case was ongoing.
Fees depend on your payment method:
Yes. You can send XRP to any compatible wallet. Just make sure to include destination tags when required and double-check all addresses to avoid losing funds.
The key issue for retail investors is resolved—XRP isn’t a security when sold on exchanges. While some aspects of the SEC case continue, they don’t affect your ability to buy and trade XRP.
For active trading: Keep it on Coinbase for convenience. For long-term holding: Consider moving to a hardware wallet for maximum security and full control of your private keys.
XRP is back on Coinbase and likely here to stay. The legal clarity from 2023 has paved the way for mainstream adoption, making it easier than ever to buy and trade XRP.
Remember: Cryptocurrency is volatile and risky. Only invest what you can afford to lose, do your own research, and consider your financial situation before investing.
